A survivor or dependant is:-

  • A spouse;
  • A dependent child under 18 years, if not formal education;
  • A dependent child under 23 years, if in formal education;
  • More importantly, a dependant’s name must have been listed as such on the registration (SS1A) form or Data Update (SS1C) form.

What are the qualifying conditions?

The deceased must have been in receipt of, or entitled to, an old age or invalidity pension, or

  • The deceased must have contributed for a minimum period of sixty (60) months, Twelve(12) of which of which must be within the last thirty-six(36) months preceding death.

How much does a survivor receive as pension?

A survivor shall receive pension for a period of time as stated below:

  • A spouse or spouses shall receive 40% of the deceased’s pension (distributed equally) until death or until new co-habitation or re-marriage;
  • The child/ children shall receive 60% of the deceased’s pension until:
    1. 18 years, if not in formal education, or
    2. 23 years, if in formal education
  • An invalid dependent child shall receive the pension until death, or according to the Act governing the scheme, he is no longer invalid.

Survivor’s Grant

This is a lump sum paid to survivors when the deceased member did not meet the qualifying conditions for the payment of a pension.

What happens if the deceased member has no dependant?

In the event where a deceased member does not have any spouse or dependent child,

  1. A lump sum equivalent to twelve months’ pension will be paid to any surviving parent who is either on pension or in employment; or
  2. A lump sum equivalent to twenty-four months’ pension will be paid where the surviving parent is not on pension or in employment.

How do you apply for a survivors’ pension?

An application for survivors’ pension is made on the SS 5B Form. The applicant should produce the death certificate of the deceased member; or in the absence of a death certificate, a letter from the local council confirming death of the member.

How is the pension paid?

With the consent of the beneficiaries, the pension will be paid (in cash or cheque) either directly to the beneficiary or to a bank account. In all cases, survivors’ pension is paid only to the person(s) entitled to it, except that:

  1. A pension on behalf of an under-age child may be paid to a parent or guardian caring for the child and with whom the child is staying, or
  2. A person may be appointed through the ministry of social welfare, Gender and Children’s Affairs, on behalf of a child without a parent or guardian, or wherein such parent or guardian is not the pension for the child’s welfare.